Apart from doing something positive for our environment, we've all got different priorities when it comes to car insurance - which is why ibuyeco's policies offer a range of flexible options so you can reduce or adjust your car insurance premium to suit your own individual needs and maximise savings.

You can choose to insure your car for its current market value or for an alternative amount agreed on by both of us.

Maximum No Claim Discount Protection entitles you to make 1 claim during your current insurance period or 2 claims in a three-year period without affecting your Maximum No Claim Discount (Rating 1).

Choose to reduce your windscreen excess by varying your premium.

You can choose to restrict the age of the drivers of your vehicle to receive a lower insurance premium. ibuyeco lets you restrict the youngest drivers age to 25, 30 or 40 years of age, once again helping you tailor your motor vehicle insurance policy to your specific circumstances to help you reduce your premium.

With ibuyeco's variable excess options you can vary the amount of excess you pay in the event of a car insurance claim to reduce your insurance premium. It's completely up to you. At the end of an online quote use the Policy Excess drop down box to vary your excess level to reduce or raise your premium. If you're doing a phone quote ask the customer service operator about the variable excess options.

For peace of mind, you can also choose to take out Ultra Tune Roadside Assistance# cover

If you break down, have a flat battery, or flat tyre, run out of fuel or even lock the keys in the car, we can offer a solution.

For a 24 / 7 Roadside Assistance service, at home or on the roadside we have the answer.

#Full terms and conditions available. A&G Insurance Services Pty Ltd offers Roadside Assistance on behalf of Ultra Tune Roadside Assistance ABN 52 087 089 665 Pty Ltd who are a division of the Ultra Tune Australia Group. It should be noted that this is an additional product to the ibuyeco car insurance policy and is not carbon offset, as part of the ibuyeco policy.

Our Accident Hire Car Benefit option is offered to help reduce the inconvenience suffered by our comprehensive policy holders when their vehicle is off the road undergoing repairs following an accident.

With the services of our hire car partner Europcar, our clients purchasing the benefit can have a compact class vehicle (such as a Nissan Tiida) for up to 14 days whilst their own car is being repaired. This optional benefit is keenly priced and can be added to your policy when you purchase the policy online or over the phone. It should be noted that this is an additional product to the ibuyeco car insurance policy and is not carbon offset, as part of the ibuyeco policy.

The Hire Car Benefit includes the following as standard:

• Unlimited kilometres in all locations
• 24 hour roadside assistance
• Damage liability protection with an excess of $330 (GST inclusive)
• Underage surcharge (allowing drivers from 18 years old)
• Multiple driver surcharge
• Provision of child seats