ibuyeco Car Insurance - No Claim Discount 100% Carbon Neutral Insurance Cover

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17. What is a No Claim Discount (NCD) and how does it affect car insurance premiums?

NCD is a discount on your car insurance premium that is calculated on your years of driving experience and your claims record. As you gain more years of claim free driving experience you receive a discount from the full priced premium until it reaches the maximum discount (also known as Rating 1). This is because we believe you are less likely to make a claim than a less experienced driver.

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Even with carbon offsetting built in, our car insurance rates are very competitive.

*100% carbon neutral car insurance, calculated using information you have provided. A&G Insurance Services Pty Ltd provides the Carbon Offset Service and arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited. Because we don’t know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement (PDS) before making a decision to buy the product. To download a copy of our FSG and PDS click here. Not available in NT.