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FAQs

18. What is the difference between a Rating 1, No Claim Discount and No Claim Bonus?

They are different terms for a scale that insurers use to rank your driving history and risk. Rating 1, NCD and NCB, all refer to a discount that is applied to the full premium.

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Even with carbon offsetting built in, our car insurance rates are very competitive.

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*100% carbon neutral car insurance, calculated using information you have provided. A&G Insurance Services Pty Ltd provides the Carbon Offset Service and arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited. Because we don’t know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement (PDS) before making a decision to buy the product. To download a copy of our FSG and PDS click here. Not available in NT.